Financial education in small ethnic minority businesses in the UK

Hdl Handle:
http://hdl.handle.net/10149/100167
Title:
Financial education in small ethnic minority businesses in the UK
Authors:
Hussain, J. G. (Javed); Matlay, H. (Harry); Scott, J. M. (Jonathan)
Affiliation:
Queen's University Belfast. Queen's University Management School.
Citation:
Hussain, J., Matlay, H. and Scott, J. M. (2008) 'Financial education in small ethnic minority businesses in the UK', Education + Training, 50 (8-9), pp.737-747.
Publisher:
Emerald
Journal:
Education + Training
Issue Date:
2008
URI:
http://hdl.handle.net/10149/100167
DOI:
10.1108/00400910810917109
Abstract:
Purpose - The purpose of this paper is to set out to evaluate the financial education needs of ethnic minority SMEs in the West Midlands region of the United Kingdom. Design/methodology/approach - A postal survey was used to investigate the financial needs of owner/managers in 64 ethnic minority SMEs and a control sample of 23 non-ethnic SMEs. Findings - The results show that owner/managers of micro-businesses have lower educational achievements as well as higher financial education needs than their counterparts in small and medium-sized firms. In contrast, owner/managers in small and medium-sized businesses have relatively higher educational achievements and a better appreciation of the role of financial education. Similar trends were observed in non-ethnic SMEs in the control sample. Originality/value - This article makes an empirically rigorous contribution to a relatively under researched aspect of SME research. The authors recommend that government agencies collaborate with leaders of ethnic minority communities to raise awareness of the benefits of education in general and financial education in particular.
Type:
Article
Language:
en
Keywords:
ethnic minorities; financial information; knowledge management; owner-managers; small to medium sized enterprises; United Kingdom; SMEs
ISSN:
0040-0912
Rights:
Author can archive post-print (ie final draft post-refereeing). For full details see http://www.sherpa.ac.uk/romeo/ [Accessed 02/06/2010]
Citation Count:
0 [Scopus, 02/06/2010]

Full metadata record

DC FieldValue Language
dc.contributor.authorHussain, J. G. (Javed)en
dc.contributor.authorMatlay, H. (Harry)en
dc.contributor.authorScott, J. M. (Jonathan)en
dc.date.accessioned2010-06-02T14:57:00Z-
dc.date.available2010-06-02T14:57:00Z-
dc.date.issued2008-
dc.identifier.citationEducation + Training; 50(8-9):737-747en
dc.identifier.issn0040-0912-
dc.identifier.doi10.1108/00400910810917109-
dc.identifier.urihttp://hdl.handle.net/10149/100167-
dc.description.abstractPurpose - The purpose of this paper is to set out to evaluate the financial education needs of ethnic minority SMEs in the West Midlands region of the United Kingdom. Design/methodology/approach - A postal survey was used to investigate the financial needs of owner/managers in 64 ethnic minority SMEs and a control sample of 23 non-ethnic SMEs. Findings - The results show that owner/managers of micro-businesses have lower educational achievements as well as higher financial education needs than their counterparts in small and medium-sized firms. In contrast, owner/managers in small and medium-sized businesses have relatively higher educational achievements and a better appreciation of the role of financial education. Similar trends were observed in non-ethnic SMEs in the control sample. Originality/value - This article makes an empirically rigorous contribution to a relatively under researched aspect of SME research. The authors recommend that government agencies collaborate with leaders of ethnic minority communities to raise awareness of the benefits of education in general and financial education in particular.en
dc.language.isoenen
dc.publisherEmeralden
dc.rightsAuthor can archive post-print (ie final draft post-refereeing). For full details see http://www.sherpa.ac.uk/romeo/ [Accessed 02/06/2010]en
dc.subjectethnic minoritiesen
dc.subjectfinancial informationen
dc.subjectknowledge managementen
dc.subjectowner-managersen
dc.subjectsmall to medium sized enterprisesen
dc.subjectUnited Kingdomen
dc.subjectSMEsen
dc.titleFinancial education in small ethnic minority businesses in the UKen
dc.typeArticleen
dc.contributor.departmentQueen's University Belfast. Queen's University Management School.en
dc.identifier.journalEducation + Trainingen
ref.citationcount0 [Scopus, 02/06/2010]en
or.citation.harvardHussain, J., Matlay, H. and Scott, J. M. (2008) 'Financial education in small ethnic minority businesses in the UK', Education + Training, 50 (8-9), pp.737-747.-
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